Okay, so;  A bit of background...

I left school in 1998 with an "A" in Art, a "B" in Graphics, and pretty much failed everything else.

Somewhere between then and now, I got married, bought a house, and became a Dad.

During this, I lost focus, and now I'm a mortgage broker, but I'm miserable.  I love my wife and son (and my wife is now 6 weeks pregnant too!  w00t!), but I HATE my job.

I REALLY want to get back into Design / Graphics / Etc, but I have no idea where to start...  

I'm looking to enroll in night-classes in Graphic Design / Media / Web Design etc. and from what I can tell, Adobe PS CS4 and Dreamweaver is the industry standard, but these things all cost money; money I could be saving for the baby, money I don't want to waste., hence I don't want to invest in unnecessary courses!

Can someone (anyone!) please tell me what I should be studying to get back into the field?  I'm 27 now, I haven't studied since 2000, and I can't believe what's happened to the industry since then.  I'm artistic, and fairly computer-literate, but I have no idea what programs I'll need to familiarise myself with in order to get out of the DAMN banking industry!!!

Thanks, EP!!!