haha thanks guys :)  If anyone ins visiting or stranded in the midwest you know whereyou can stay :)

* SchmilK is not rich...just has been woprking professionaly in the computer business for 12 years and married a beautiful lady who makes just a little bit less than he does

The only time i save money is when i buy something on sale..then i spend that saved money later LOL  My wife is just as good at it as i am.

WEE got REALY lucky...since i am a first time home buyer and i have the better credit wee are able to get a first time home owner mortgage for 97% of the purchase cost..so wee had to come up with $7400 from thin air..lucky for me, sarah could borrow half of what her 401k has in it to get the down payment.  Then she gets $66 taken out of each paycheck to pay that back, plus the interest she pays back goes right back into her 401k..so its like adouble bonus..

The housing market here is literally crumbling!  In the end of february the builder dropped the prices of the homes between 30,000-45,000 (wee got the house with a $44,140 drop in price...AND wee were able to get all ceramic floors 'level 3' (the highest level) upgraded kitchen cabinets and appliances and a premium lot that backs up to the trees for $12,000 less than the original price of the house back in February!

There are a fwe homes being sold in theneighborhood that have been there for a few years and they are lots higher than wee payed for the smaller cheaper houses.  So right now its foolish NOT to buy new construction.

Once wee get all the mortgage info passed back and forth and they get all the village building permits wee should be moving in at th end of september/early october!  

so yeah..i woke up today and this post is still here so i guess its the truth...wee realy bought a house!~

(This post was last modified: 18/04/2008 04:50 AM by SchmilK.)