Well, people are free to believe what they want.

As for all the terrible things that go on in the world - I believe the reason for this is "free will".  GOD can not stop you from killing someone.  The reason being is that it is your own test to pass or fail.  If you do dishonorable things, I believe you will one day have to answer for those actions.  

I have kind of my own version of religion though.

I believe in GOD.   But that does not mean I believe in going to church, or that I believe a lot of the stuff in the Bible.
Remember, GOD didn't write the Bible, man kind did.   So you know that the Bible (like the church) has been corrupted by man...

I really believe GOD put marijuana here for us to enjoy  :p
So my religious views are not orthodox by any measure...   :D

Basically, I could type on all day about my morals, and what i believe.
But I won't.

For me, no matter what you believe, it all boils down to this:

Either you are a good person, or you are a bad person.
I like good people   ;)